Midlands Leads 2025 Property Boom with Three Top Hotspots
Top Property Hotspots in the UK for 2025
Homeowners in ten towns across the UK have experienced a significant boost in property values, thanks to a surge in house prices during 2025. Despite the challenging economic climate and squeezed family budgets, residents in certain areas may be sitting on a financial windfall. New data reveals that while London's property market has seen a slowdown, the Midlands and coastal regions are showing strong growth.
Plymouth, a port city in Devon, has been named the top property hotspot in the UK for 2025. Homes in this city have increased by an impressive 12.6% in just one year, with the average price of a standard home now standing at £278,808. This represents an increase of £31,229 over the past 12 months.
The Midlands region has made a notable impact, securing three spots on the list of top property winners. Here is a detailed look at the top 10 property hotspots for 2025:
- Plymouth (South West)
- Average house price: £278,808
- Increase (£): +£31,229
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Increase (%): 12.6%
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Stafford (West Midlands)
- Average house price: £321,248
- Increase (£): +£34,516
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Increase (%): 12.0%
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Wigan (North West)
- Average house price: £249,562
- Increase (£): +£23,740
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Increase (%): 10.5%
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Wakefield (Yorks & Humber)
- Average house price: £286,268
- Increase (£): +£22,887
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Increase (%): 8.7%
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Mansfield (East Midlands)
- Average house price: £243,251
- Increase (£): +£19,444
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Increase (%): 8.7%
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Woking (South East)
- Average house price: £560,499
- Increase (£): +£42,046
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Increase (%): 8.1%
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Liverpool (North West)
- Average house price: £254,550
- Increase (£): +£17,686
-
Increase (%): 7.5%
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Rugby (West Midlands)
- Average house price: £374,653
- Increase (£): +£25,450
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Increase (%): 7.3%
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Falkirk (Scotland)
- Average house price: £238,512
- Increase (£): +£15,794
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Increase (%): 7.1%
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Hull (Yorks & Humber)
- Average house price: £199,348
- Increase (£): +£12,206
- Increase (%): 6.5%
Areas with Slower Property Growth
While many regions have seen strong growth, some areas have experienced slower increases or even declines. The South East, in particular, has seen a more subdued performance. Crawley and High Wycombe recorded the sharpest declines, with home values falling by 8.9% and 7.4%, respectively.
Chester also saw a 6.4% drop in average property values, but the North West of England as a whole still managed to record a 3.7% increase in property values. In Wales, despite a 5.2% fall in Cardiff, the country as a whole saw a 2.3% rise in home values.
Expert Insights on Property Market Trends
Amanda Bryden, Head of Mortgages at Lloyds, highlighted the importance of researching local property markets. She said: “If you’ve got your heart set on a particular location, it’s worth taking time out to do some research. See what’s happening with prices there, as swings in value at a local level can make a big difference to how much you may need for a deposit, stamp duty or wider moving costs.”
She also suggested that being flexible about where to buy could help save money. “If you’re open to exploring, you might find places where your money goes further. Northern regions and Scotland are still generally more affordable than the south of England, with a huge amount to offer in terms of culture and history, alongside some of the most beautiful parts of the UK countryside.”
Methodology and Broader Trends
Lloyds compared property values over the 12 months leading up to October 2025 with the same period a year earlier. To ensure accuracy, only locations where Lloyds Banking Group had made a minimum of 150 mortgage offers were included. Buy-to-let and shared ownership properties were excluded from the analysis.
Looking at the broader picture, Lloyds reported that “most parts of the country recorded growth in the value of homes in 2025.” This indicates that despite regional variations, the overall property market remains resilient.
